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Author Archive: Teresa Riley

Beware of rogue loan providers, there are quite a few available on the internet, what should you look for?

More and more often it happens that loan providers provide loans illegally. It is therefore very important to always be alert to what is being offered to you. First and foremost, it is important to check whether the financial service provider has an AFM license issued by the Netherlands Authority for the Financial Markets (AFM). The Financial Supervision Act (Wft) requires service providers to have such a license for a kredit 50 euros at MKSHFT.de

Supervision of AFM license

At Lening & Geld Lening (Loan & Money Lending) in September 2011 it was already clear that research was being conducted into rogue lenders. The investigation was carried out by the Fiscal Intelligence and Investigation Service (FIOD) into loans that were offered at usurious interest rates. The main focus was on people who were unable to borrow money anywhere due to a registration with the Bureau Krediet Registratie (BKR). These illegal providers often take advantage of the fact that these people are diligently looking for loan providers. Loans with attractive conditions and interest rates are then very tempting for consumers.

However, do not fall for this and check the provider for an AFM license. In the register of the AFM you will find exactly which AFM licenses financial service providers have. By checking this, you can be sure that you are not doing business with an advocate of illegal lending. Also be alert to vague phone calls or e-mails that require an insurance premium to be paid on the loan in advance. The patient lender is nowhere to be found after receiving the premium, without ever lending out a penny.

Loan conditions

Not only the control of an AFM license is important when you take out a loan. After all, it is also important to check the conditions of a loan, such as the interest, redemption, costs and term. In addition, you must ensure that your personal situation is in order and that you can bear the monthly costs of the loan. Therefore, make sure you choose a sensible term and borrow money responsibly. As the Germans say, 1000 euro leihen sofort can be done safely on the internet.

The granting of loans by serious providers is made very difficult due to malicious practices. That is why more and more loan providers are presenting their products in other forms. However, this ensures that consumers can no longer see the wood for the trees. Therefore, please make sure that you are carefully informed before you take out a loan. After all, a small interest saving can significantly reduce the total cost of the loan.

Better Health: Fruits And Veggies

Fruits and vegetables area great source of vitamins and minerals. We talks about many of the health benefits and disease prevention benefits of eating a rainbow of fruits and vegetables. It’s good to add more fruits and vegetables to your diet for a variety of health benefits, including to lose weight.